![]() If you're not sure about what interest rate to apply, you can use the default interest rate provided or use an advertised comparison rate to get a more accurate estimate of your home loan repayments. For example, if the property is valued at $650,000 and you have a 20% deposit of $130,000 then the principal loan amount is $520,000. The principal loan amount is the amount of money you plan to borrow from your bank or lender. To use our mortgage repayment calculator, there are a few key pieces of information you will need to get the most accurate estimate of your mortgage repayments. When you take out a home loan, you are required to make regular minimum interest repayments (as well as any fees) for the amount you have borrowed. Just like with any other amortization, payment schedules can be forecasted by a calculated amortization schedule.How to calculate your mortgage repayments law, the value of these assets can be deducted month-to-month or year-to-year. For more information about or to do calculations involving depreciation, please visit the Depreciation Calculator.Īmortization as a way of spreading business costs in accounting generally refers to intangible assets like a patent or copyright. Although it can technically be considered amortizing, this is usually referred to as the depreciation expense of an asset amortized over its expected lifetime. ![]() From an accounting perspective, a sudden purchase of an expensive factory during a quarterly period can skew the financials, so its value is amortized over the expected life of the factory instead. Items that are commonly amortized for the purpose of spreading costs include machinery, buildings, and equipment. Spreading CostsĬertain businesses sometimes purchase expensive items that are used for long periods of time that are classified as investments. Generally, amortization schedules only work for fixed-rate loans and not adjustable-rate mortgages, variable rate loans, or lines of credit. Also, amortization schedules generally do not consider fees. An amortization schedule helps indicate the specific amount that will be paid towards each, along with the interest and principal paid to date, and the remaining principal balance after each pay period.īasic amortization schedules do not account for extra payments, but this doesn't mean that borrowers can't pay extra towards their loans. Each repayment for an amortized loan will contain both an interest payment and payment towards the principal balance, which varies for each pay period. Each calculation done by the calculator will also come with an annual and monthly amortization schedule above. The former includes an interest-only period of payment, and the latter has a large principal payment at loan maturity.Īn amortization schedule (sometimes called an amortization table) is a table detailing each periodic payment on an amortizing loan. Examples of other loans that aren't amortized include interest-only loans and balloon loans. Please use our Credit Card Calculator for more information or to do calculations involving credit cards, or our Credit Cards Payoff Calculator to schedule a financially feasible way to pay off multiple credit cards. They are an example of revolving debt, where the outstanding balance can be carried month-to-month, and the amount repaid each month can be varied. It is possible to see this in action on the amortization table.Ĭredit cards, on the other hand, are generally not amortized. Interest is computed on the current amount owed and thus will become progressively smaller as the principal decreases. A part of the payment covers the interest due on the loan, and the remainder of the payment goes toward reducing the principal amount owed. When a borrower takes out a mortgage, car loan, or personal loan, they usually make monthly payments to the lender these are some of the most common uses of amortization. ![]() The two are explained in more detail in the sections below. The second is used in the context of business accounting and is the act of spreading the cost of an expensive and long-lived item over many periods. The first is the systematic repayment of a loan over time. There are two general definitions of amortization. While the Amortization Calculator can serve as a basic tool for most, if not all, amortization calculations, there are other calculators available on this website that are more specifically geared for common amortization calculations.
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![]() ![]() Linear style vector collection illustration. Geometric heads of a bear, lion, elephant, deer, eagle and wolf. ![]() Please download for personal/educational use only. Browse 510+ simple elephant outline drawings stock illustrations and vector graphics available royalty-free, or start a new search to explore more great stock images and vector art. So if you need some elephants for your art project, but don’t know how to draw them, or don’t have the time, this is the solution for you!Īs usual, these printables are available free of charge. Here are some free printable Elmer the elephant coloring pages. The shapes have been saved onto 8.5×11 inch sheets for no-hassle printing, so they will fit perfectly onto letter-size printer paper. Elmer the elephant is bright-colored patchwork all over, he is unique. Download, print, and let your imagination roam as wild as the elephants themselves. But did you know they can also be a source of artistic inspiration With our free elephant coloring pages, you can explore every curve, tusk, and wrinkle of these gentle giants. The width of each shape increases from 1 inch up to 8 inches. Elephants have always been symbols of strength, wisdom, and grace. Wear your adorable elephant mask for various animal-themed learning activities, parties and events. Make an easy paper elephant mask using our printable mask templates. Free Printable Elephant Templates Elephant shapes for arts & crafts Adjust the length of the string if necessary. Download royalty-free stock photos, vectors, HD footage and more on Adobe Stock. View elephant outline in videos (246) Search from thousands of royalty-free Elephant Outline stock images and video for your next project. Students and teachers often use them in flyers, signs, posters, paintings, crafts and as stencils. 28,535 results for elephant outline in all. You’re allowed to include these free elephant templates in any personal and educational art project you’re working on. They make great decorations, coloring pages, and cut outs. If your children want to include elephants in their art crafts, print these fun elephant shape template. The trunks, the big floppy ears, the trumpeting sound, what’s not to like? Easy & Medium Dot-to-Dots 91 91 productsĮlephants are surely in the top ten list of favorite animals for most kids. ![]() For personal use, letters are great examples for applying Quick Parts as you can easily insert headings, signature blocks, and phrases that you always use. Businesses have been using Quick Parts and Auto Text for their emails, memos, meeting agenda, and many other office documents. AutoText allows users to use a piece of text, such as a word, name, or phrase and use it again and again throughout their Word documents. However, more than AutoText, Quick Parts offers flexibility because it allows you to reuse more types of content to your documents to make composition easy and efficient.Ĭustom Quick Parts allows you to repeatedly insert into your document various texts and objects, from words to paragraphs, slogans, quotes, images, and logos. Quick Parts are reusable pieces of content and document properties such as document title and author, which you can use throughout your documents. Many people may be more familiar with AutoText, which is one aspect of Quick Parts. Quick Parts allows you to save time and efficiently enter text, characters, and fields or even edit certain properties of a Word document. All Rights Reserved.Save Time Composing Documents with Custom Quick Parts in Word LockContentControl - prevents users from deleting the controlĮntering - ContentControlOnEnter - runs when the user clicks in the content control or when the cursor is moved into the content control programmatically.Įxiting - ContentControlOnExit - runs when the user clicks outside the content control or when the cursor is moved outside the content control pgrammaticallyĪdded - ContentControlAfterAdd - runs when the content control is added to the document as a result of a redo or undo operations.ĭeleting - ContentControlBeforeDelete - runs just before the content control is deleted from the document LockControls - prevents users from editing the control ![]() The text in the control remains in the document Temporary - remove the control from the document automatically after the user edits the control. Title - get or set the title that is displayed in the border of the content control when the user clicks on it PlaceholderText - get or set the temporary text that is displayed in the control until a user edits the control Text - get or set the text that is displayed in the control (Added in 2013) - If this control is opened up in Word 2007 it is displayed in a RichText control Use this to specify a set of cover pages, headers, page designs or other building blocks from the Quick Parts galleryĪllows the user to choose a specific building block Shows a gallery of formatted choices.Ĭan select items from a drop-down that displays items from existing galleries built-in to Word or from custom template no restriction on the number of itemsĬan only be a value selected from a drop-downĬontains a calendar control, limits text to a single paragraphĬan be arbitrary text or date selected from a drop-down date picker Text is restricted to a single paragraph with no formatting. Formatting can be saved by saving or closing the documentĬan be arbitrary text or a value selected from a drop-downĬontains a list of restricted choices defined by the template. Limits formatting changes to picture brightness and contrast.Ĭan display pictures in several different formatsĬontains a list that you can edit. PlainTextContentControlįills the content control with a single picture. The format is determined by the formatting around the content control Limited to content that has no formatting. When the cursor is placed insode a group control a border is displayed around the areaįormatting can be saved by loading, saving or closing the document. When you hover over a group with the mouse the area will be highlighted Provides an easy way to protect document content when it is combined with editable custom controls This is not a control for grouping other content controls.Ĭan contain other content controls plus other word objects, tables, graphics etcĬan be used to group content controls together and other document content to protect it from editing or deletion.Īllows you to protect an area of the document without having to apply protection to the whole documentĬan contain other content controls although problems found when adding no editable content controls into groups and then PDF'ing Represents a protected region that users cannot edit or delete. ![]() You can adjust the stroke (to make lines thick or thin) via pressure sensitivity as you would with a real pen (simply apply more pressure to make wider lines). Notability offers a relatively small selection of pens and colors for doodling, drawing, and writing. This is really helpful If you need to access your notes on a PC or Android device or share with others who don’t have Notability installed. This link can be shared with anyone in any browser and on any device. With Notability, you can share a link that you can access from any device. Pretty scary if it’s a document you worked on for ages. However, even though I installed Notability on my tablet and phone on the same day, I get a warning that the note created on my iPhone was created using a newer version of Notability that may not be compatible and content may not appear or could be lost. Since your notes are automatically saved on Apple’s iCloud, you can edit a document on your iPad and open it on your iPhone which is great. You can also automatically backup your files to third-party storage systems such as Google Drive, Dropbox, OneDrive, Box, and WebDAV (unlike GoodNotes). The app uses Apple’s iCloud sync to back up your notes. Backup to Google Drive, Dropbox, OneDrive Box, and WebDAV This helps you find each topic since it is a separate note and you don’t have to look for topics within a notebook. When you start a new note, it will be a separate file with a new title. With Notability, every note comes with endless scrolling until you complete a note. There is a small icon in the bottom left corner to add lists. You can click on each to see it but it’s a waste of time. It will remind you which font you selected for A, B, or C. For example, the font I selected was pink so I think the font icon should be pink. I love this feature but I think it could be improved if the font in the heart looked like the one you selected. Your saved font will include the font, size, color, and style. You can select a favorite font for each heart and then click on it when you want to use that font. In the bottom right corner, there are three hearts with A, B, and C inside them. This is a useful feature when you need to compare notes. Notability enables you to work on multiple notes side by side. This is very useful if you keep a private journal or have other notes that you don’t want anyone to have access to. The password will automatically sync between iOS and Mac even if you don’t sync notes across devices. Notability also supports your device’s Touch ID, Face ID, and Passcode. You can create a Notability password to protect your notes within Notability. Many other people will also find this feature helpful such as those who take notes in business meetings. For this function alone I would recommend Notability to students. However, I could never sync my notes with the audio and I had to look through pages of notes to find the relevant section. When I studied law, I used to record lectures and take notes. This is a significant feature for students who want to record lectures and take notes. When you playback the audio, you will see the notes during the section they were recorded. Notability enables you to record audio and take notes together. Functions that Notability Offers Sync audio and handwriting together ![]() You can also choose an option to tap anywhere to start typing on that line. Under settings -> typing, you can choose your default font, font style, size, and color, and if you want to check your spelling. Select your default paper color and style (blank, lined, graph, or dot grid), and select your default note view (seamless or a single page). Choose whether or not a date and time will be included in your notes. Before you start using Notability, take a moment to set your preferred settings. ![]() For convenience sake, we may call it a “strategy,” but the following tips are based on player experience more so than cold-hard facts, so always keep this in mind. However, there is a general pace and style of play that will allow you to make the most out of your online Keno sessions and play the game in a way that minimizes losses and boosts your chances of success. There are no clever patterns you can spot and no best Keno strategy that you can leverage. ![]() All Keno games are based on a Random Number Generator. You ought to take the term “skill” with a grain of salt – if not the whole bag. Winning at Keno is a matter of luck as well as some skill. Tips and Strategies to Win at Keno Online Yet, there are some statistically relevant facts that you ought to know. You choose how much you want to bet, how many spots you want to play, and hope for the luck of the draw. While state lotteries have a fixed number of draws, you can play Keno online as many times as you wish, betting an amount that you feel comfortable with per game. You can participate by paying $1, $2, $3, $4, $5, $10, or $20, and your payout will be calculated based on how many winning Keno numbers you get and also what your bet size is. Most Keno games are played with a pool of 80 numbers, and the most popular version is called a 20-spot Keno, where you pick 20 numbers and hope that the draw will get as many of your lucky numbers drawn. You choose some numbers and hope they turn out to be the winning numbers. The way the game is played is very simple. Online casinos have long been featuring the title as a popular choice that appeals to players. While the odds of winning aren’t necessarily the highest, the logic of the gameplay is easy to follow. Keno’s popularity is definitely owing to its simple and engaging concept. ![]() Play now How to Play Keno – A Simple Walkthrough ![]() Setup/Configure obd2tuning inpa OBD2 USB Cable. Download for BMW INPA Edibas 5.0.2 software Inpa 5.0.2 download for Bmw Inpa k+can usb interface install guide: Inpa k+can obd2 diagnostic interface inpa kcan usb cable for bmw Below OBD2Tuning sharing Inpa 5.0.2 download for Bmw Inpa k+can usb interface install guide. Want for bmw BMW INPA k can OBD2 USB Cable install tutorial. ![]() Need for BMW INPA Edibas software free download link. BMW INPA Ediabas 5.0.2 download, inpa 5.06 download, inpa 6.4.7 download hereand install it on Windows XP/ Vista or Windows 7/ 8/ 10 (32bit.įor bmw Inpa k+can usb interface is Ediabas K+DCAN obd2 usb Interface. Prepare: Before installing, delete all version of INPA-ADS from your computer. BMW INPA Installation Guide: BMW INPA Window XP Installation Guide. How I use INPA software to Code BMW E90 Injector. Full.PDF Installation Walkthrough Guide We have created a very detailed walkthrough guide on how to install, configure and get NCS-Expert running can be found here (Windows 7) and here (Windows 10). NCS/INPA Download: Access to the direct download of NCS-Expert, INPA 6.4.3, INPA 5.02 and bonus coding files can be found here. Download BMW INPA Windows 10 for K+DCAN Cable Posted on Decemby sales in Auto Diagnostic Tools // 18,524 views Here is an easy way to install BMW Standard Tools to work with K+DCAN USB cables, developed by dallas.dainers and proved to be done in less than 15 min depending on the processing power of your machine. ![]() Remember to keep an eye on position scarcity and draft accordingly.
Baking Soda & Salt: The baking soda lifts the cookies and the salt enhances all of the flavors.Feel free to increase the amount if you love cinnamon! Ground Cinnamon: I use ground cinnamon in all of my oatmeal cookies.Too much flour can lead to cookies that won’t spread in the oven. When it comes to measuring your flour, make sure to spoon it into your measuring cup and level it off with the back of a knife. All-Purpose Flour: This provides the structure for your cookies so that they maintain their shape and hold up once they’re baked.These easy oatmeal raisin cookies use simple ingredients that you may already have on hand! Let’s discuss each ingredient and why it’s crucial to this recipe: And don’t worry, if you don’t like raisins you can easily leave them out or replace them with something else! If you love raisins, I guarantee this is the best oatmeal raisin cookie recipe you will ever try. I originally published this oatmeal raisin cookie recipe back in 2017 and they’ve been a huge reader favorite! I decided it was finally time to update this recipe with more instructions and pictures so you can see just how easy they are to make. Is there anything better than a soft, thick, and chewy cookie? I’ve always been a huge fan of oatmeal cookies because there’s so many different things you can mix into them and they’re always delicious. These cookies are easy to make and so delicious! Once you remove from the oven, allow the cookies to rest and cool on the baking sheet for 3 minutes before transferring to a wire rack to finish cooling.These Oatmeal Raisin Cookies are super soft, thick, and loaded with oats and raisins. ![]()
![]() Download Free Full Week Schedule Excel Template (Sun-Sat) Download Free Work Week Schedule Excel Template (Mon-Fri) Getting started with the Smartsheet API.ENGAGE Smartsheet ENGAGE brings together our global customers, experts, and partners to share their experiences, ideas, and best practices.Smartsheet events Your hub for Smartsheet events, webinars, Q&As, and user groups.Partners Learn about the Smartsheet partner program and access our partner directory.Community Explore user-generated content and stay updated on our latest product features.Help and Learning A comprehensive knowledge base, including articles, tutorials, videos, and other resources that cover a range of topics related to using Smartsheet.Content Center Articles and guides about project management, collaboration, automation, and other topics to help you make the most of the Smartsheet platform.A post-project review outlines all lessons learned and archives any project documents. The team may use a project punch list to identify and complete any tasks that didn’t get completed during the original project. The final phase of a construction project is project closeout, where the team completes any outstanding contractual obligations. The owner or key stakeholder in the project can then occupy the space and decide whether or not the project meets the expectations that were outlined in the original contract. Once construction is complete, the team must commission the project by testing all new systems and equipment, and training personnel to use the updates appropriately. The team must get ready for construction by setting up storage facilities, securing the site, and developing a handling and safety plan. The construction phase comes after the planning process and kickoff meeting are complete. Analyze project risks and identify specific mitigation plans for any potential risks.Īfter all of these variables and project details have been established, hold a kickoff meeting to communicate the construction project plan to all involved team members and key stakeholders.Īt this time, the procurement phase can begin where the project team obtains all necessary equipment, materials, and resources needed to complete the project. Create a schedule for the project and identify cost baselines that should be hit at each part of the project timeline. ![]() Define roles and responsibilities for each phase of the project, and assign specific tasks.ĭevelop a clear project scope and baselines to assess your project plan for success. What Are the Key Steps in Managing a Construction Project?įirst, create a comprehensive project plan. Make sure to track your estimates to ensure that your construction project is hitting under or on budget during every phase of the project. This will ensure that the project is profitable and comes in under budget. This will give you a baseline understanding of what it will cost you to complete the project.įrom there, apply a markup to your costs that will yield profits after any expenses. To accurately estimate your construction costs, you must first determine specific aspects of your construction project, like schedule based unit prices, assembly based unit prices, and labor costs. How Do You Calculate or Estimate Construction Costs? ![]() ![]() These events can include tournaments, collaborations with other companies, or special in-game events. Promotional EventsĮpic Games, the developer of Fortnite, often hosts promotional events where players can obtain redeem codes. There are several ways to obtain these codes, including promotional events, giveaways, and retail purchases. If encountering any issues or errors during the redemption process, contact Fortnite’s customer support for assistance.īy following these guidelines, players can maximize their chances of receiving the rewards they desire and avoid potential scams or penalties.įortnite redeem codes are a great way to get free rewards in the game, such as V-Bucks, skins, and emotes.Avoid sharing or selling codes, as this may violate Fortnite’s terms of service and result in account suspension or termination.Only redeem codes from trusted sources such as official Fortnite websites or authorized retailers.Typos or incorrect characters can render the code invalid. Always double-check the code before entering it.Here are some tips to ensure a smooth and secure redemption process: Players should also be cautious when redeeming codes from third-party websites or individuals, as these codes may be invalid or fraudulent. It’s important to note that redeem codes have an expiration date and can only be used once. For example, V-Bucks codes can be redeemed through the Epic Games website or the Fortnite game client, while skin codes may require players to enter a specific website or follow a set of instructions. The process may vary depending on the platform and the type of code being redeemed. ![]() ![]() To redeem a Fortnite code, players need to log in to their Epic Games account and enter the code in the designated field. ![]() These codes are usually obtained through promotions, giveaways, or by purchasing physical or digital copies of the game. Fortnite redeem codes are a set of alphanumeric characters that can be used to claim various in-game rewards such as V-Bucks, skins, and weapons. |
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